Flexible Payment Options

Finance Your Project

Turn a big project into a manageable monthly payment.

JTF Home Group partners with trusted home-improvement lenders so you can check your options in minutes — with no impact to your credit to see your rate.

Check My Rate — HFS Financial Get a Project Quote First
Financing Partner

HFS Financial

Home-improvement loan marketplace — one short inquiry shows you loan options from multiple lenders, funded directly to you.

  • Soft credit check to see terms — no impact on your credit score
  • Fund up to 120% of project cost (cushion for change orders)
  • No equity or appraisal required
  • Terms up to 20+ years; conditional terms typically within 24 hours
Start My Inquiry
Opens JTF's dedicated HFS Financial page. The inquiry takes about a minute.
Financing Partner

Acorn Finance

A second lender marketplace we work with — compare pre-qualified offers from multiple lenders side by side, also with no credit-score impact to check rates.

  • See multiple real offers in one place
  • No impact to your credit to pre-qualify
  • Great for comparing against your HFS options
Pre-Qualify with Acorn
Opens JTF's Acorn Finance pre-qualification — compare offers from multiple lenders with no credit-score impact.
Acorn Finance — apply and get affordable payment options from multiple lenders
Insurance Projects

Storm & Insurance Claims

If your project is an insurance claim, most of the cost is typically covered by your carrier — financing is usually only needed for your deductible or upgrades.

  • We work directly with your insurance company
  • Financing can cover deductibles and out-of-pocket upgrades
  • Free inspection documents the damage first
How Claims Work
Not sure which path fits? Start with a free inspection.

How It Works

  1. Get your quote Know your project number first — instant quote online or a free on-site inspection.
  2. Check your rate One-minute inquiry with our financing partner. Soft pull only — your credit score is untouched.
  3. Pick your terms Review real offers and choose the monthly payment that fits.
  4. We build Funds go to you, JTF handles the project start to finish.

JTF Home Group LLC is not a lender, loan broker, or financial advisor and receives no fee contingent on loan approval. Financing is provided by independent third parties (including HFS Financial and Acorn Finance) and is subject to their application processes, credit approval, rates, and terms. "No impact to your credit" refers to the soft-inquiry pre-qualification step as described by each provider; completing a full loan application may involve a hard inquiry by the lender. All loan decisions, rates, and terms are made solely by the lenders. Information on this page is provided for convenience and may change — confirm current terms with the provider.